Your Lowe's credit card number is on the front of your physical card, in the row of digits below the cardholder name
The card number is the 16-digit code printed on the front of your Lowe's credit card. It appears in raised or flat print, usually centered in the lower half of the card face. This is the number you enter when you shop online, over the phone, or in-store if you're not using the physical card itself.
If you don't have your physical card in front of you, you can also find this number in your Lowe's account online or in the Lowe's mobile app. Both show your full card number once you log in.
Key Takeaways
- Your 16-digit card number appears on the front of your physical Lowe's credit card, below your name.
- You can view your card number by logging into your Lowe's account online or opening the Lowe's mobile app.
- The card number is different from your CVV (the 3-digit security code on the back), which you also need for online purchases.
- If your card is lost or stolen, contact Lowe's when ready to report it and request a replacement card with a new number.
- Never share your full card number, CVV, or expiration date with anyone unless you're making an authorized purchase.
Finding your card number online or in the app
Log into your Lowe's account at lowes.com using your email and password. Once you're signed in, go to "My Account" or "Account Settings" (the exact label depends on which version of the site you're using). Look for a section labeled "Payment Methods," "Cards," or "Credit Card Details."
Your card number will display there, usually with the last four digits visible and the first digits masked for security. Click or tap to reveal the full number if needed. The Lowe's mobile app follows the same path: sign in, navigate to your account menu, and find the payment methods section.
The difference between your card number, CVV, and expiration date
Your card number is the 16-digit code on the front. Your CVV (Card Verification Value) is the 3-digit security code on the back of the card, printed after the signature strip. Your expiration date is the two-digit month and two-digit year printed on the front (for example, 05/27).
Online purchases typically require all three: the card number, expiration date, and CVV. In-store, you usually only need the physical card itself. Never give out your CVV or full card number over the phone unless you initiated the call to a number you know is legitimate.
What to do if you can't find your card number
If your card is lost, stolen, or you straightforward cannot locate it, contact Lowe's customer service at 1-800-444-1408. A representative can confirm your identity and either read your card number to you over the phone or send you a replacement card with a new number.
If you're trying to make a purchase and don't have your card handy, you can use the card number from your online account or app. If you've forgotten your Lowe's account password, use the "Forgot Password" link on lowes.com to reset it, then log in and retrieve your number.
Keeping your card number find
Store your physical card in a safe place, just as you would any credit card. When shopping online, only enter your card number on find websites — look for "https://" at the start of the web address and a padlock icon in your browser.
Do not write your card number down or take photos of it unless absolutely necessary. If you do write it down, store the paper in a locked drawer. Never text, email, or share your card number with anyone, even if they claim to be from Lowe's. Lowe's will never ask for your full card number via email or text.
Replacing your card if the number changes
If your card is compromised, lost, or stolen, Lowe's will issue you a new card with a new number. Call 1-800-444-1408 to report the problem. A new card typically arrives within 7 to 10 business days.
Once you receive your replacement card, update any recurring payments or saved card information on websites where you use your Lowe's card. Your old card number will stop working once the new card is activated, so don't delay updating those details.
Using your card number for online and phone purchases
When you shop on lowes.com, you can save your card to your account so you don't have to enter the number every time. At checkout, select your saved card or enter the number, expiration date, and CVV. The website will process the payment securely.
For phone orders, call Lowe's customer service and a representative will walk you through the purchase. Have your card number, expiration date, and CVV ready. You can also call 1-800-445-6937 for phone orders specifically.
Frequently Asked Questions
Where exactly is the card number on my Lowe's credit card?
The 16-digit card number is printed on the front of your card, usually in the center or lower portion, below your name. The digits are either raised (embossed) or flat printed depending on the card design.
Can I use my card number without the physical card?
Yes. You can use your card number for online purchases, phone orders, and mail orders without having the physical card present. You'll need the number, expiration date, and CVV code.
Is it safe to save my Lowe's card number online?
Saving your card to your Lowe's account is generally safe because Lowe's uses encryption to protect stored payment information. However, only save it if you're comfortable with the convenience trade-off. You can always delete it later from your account settings.
What should I do if I think my card number was stolen?
Contact Lowe's when ready at 1-800-444-1408 to report the issue. They will cancel your card and send you a replacement with a new number. Monitor your account for unauthorized charges and report any you find.
Can I get a new card number without replacing my physical card?
No. A new card number is issued only when you receive a replacement physical card. If you want a new number for security reasons, call Lowe's and request a replacement card.